Tennesseans and their history pdf

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While the tennesseans and their history pdf market has strengthened in parts of Tennessee, there is still a need to help homeowners that are continuing to experience negative effects due to the housing crisis. The purpose of these programs are to assist homeowners of low to moderately low incomes remain in their homes and avoid foreclosure. Any suspected fraud in connection with HHF Programs should be reported to THDA for immediate review. THDA reserves the right to decline funding or participation if it is determined that fraud has occurred.

Securities and Consumer Affairs Divisions offer essential tips to help older adults avoid falling victim to identify theft and financial abuse. Elders are often targets for financial fraud and identity theft due in part to the amount of wealth they have accumulated throughout their careers, their tendency to be trusting, and their increasing isolation. TDCI Assistant Commissioner for Securities Frank Borger-Gilligan said. As Tennesseans, we can all play a part in helping protect this population by keeping a watchful eye for signs of elder financial exploitation and promptly reporting possible abuse to appropriate officials.

When a stranger asks for money, proceed with caution. Swindlers will exploit your good manners. Before you invest, make sure your investment adviser is licensed. Extensive background information is available by contacting TDCI’s Securities Division. Beware of salespeople who prey upon your fears. Fear can blind your good judgement. Only invest when you have all the facts and feel comfortable.

Don’t let embarrassment prevent you from reporting fraud or abuse. Every day that you delay reporting fraud or abuse is one more day that the con artist is spending your money and finding new victims. Never buy from a stranger who calls or visits unannounced. Shred all paperwork containing identifying information, healthcare information, banking information, or passwords. Monitor bank and credit card statements. Use direct deposit for benefit checks to prevent checks from being stolen.

Never give your credit card, banking, Social Security number, Medicare, or other personal information over the phone, unless you initiated the call. Other types of elder abuse should be reported to the Tennessee Department of Human Resources Adult Protective Services Unit. General Assembly’s Elder Abuse Task Force. Mark Norris is leading a legislative effort to stop physical, mental and financial abuse of vulnerable adults with bills to expand protections and increase penalties. We talk about keeping Tennesseans safe. There’s no more important segment of our society than our elders and the vulnerable among us, and we’re gonna put an end to it, and it starts today. A product of the Elderly and Vulnerable Adult Abuse Task Force, the legislation builds on measures passed by Norris and Rep.